.exc-section {
    background: #ffffff;
    border: 1px solid #e6e6e6;
    border-radius: 10px;
    padding: 26px 28px;
    margin-bottom: 28px;
    box-shadow: 0 3px 8px rgba(0,0,0,0.04);
  }

  .exc-title {
    font-family: 'Segoe UI','Inter',sans-serif;
    font-size: clamp(22px, 3vw, 30px);
    font-weight: 700;
    color: #0A3D62;
    margin-bottom: 18px;
  }

  .exc-text,
  .exc-list {
    font-family: 'Segoe UI','Inter',sans-serif;
    font-size: clamp(16px, 2vw, 18px);
    line-height: 1.65;
    color: #1a1a1a;
  }

  .exc-text {
    margin-bottom: 24px;
  }

  .exc-list {
    list-style: none;
    padding-left: 0;
    margin: 0;
  }

  .exc-list li {
    margin-bottom: 16px;
  }

  .exc-subtitle {
    font-weight: 700;
    font-size: clamp(18px, 2.4vw, 20px);
    margin: 26px 0 14px 0;
  }